Loading...If you’re a person who carries a balance, a credit card offer might be the last thing on your mind right now. The credit card offers, no matter how enticing and convenient they might seem, maybe the most expensive loans made by banks, department stores, and gasoline companies for you.
Sometimes, no matter how hard you try not to give in to the temptation the credit card offers, material cravings can be more powerful than the will of the mind. No matter how hard you try to resist the convenience and leisure the credit cards offer, you cannot help but indulge. And the moment the credit card issuer offers you a card you can hardly wait for t to be approved and to use it to pay for items and services you fancy.
To avoid going beyond your credit limit, by now, you should know when to resist and indulge in the convenience the credit cards offer. Knowing how much the service provider or the store merchant collects from what you owe to your card issuer, you shouldn’t allow yourself to spend what you don’t think you cannot pay.
Or, by now, you should learn how to pay off what you owe each month, as long as you pay a minimum amount each time because this is what you get from what the credit card offers: interest on the balance you owe at the end of each period if do not pay the full balance every time your bill arrives.
If you are having problems saying “no” to credit card offers, the most effective way to prevent yourself from engaging in another compromise is a little bit of truth serum
Word Count: 283
