Being credit savvy is the best way to guarantee the best and lowest rates on mortgages, auto loans, and personal loans. Unfortunately, millions of Americans suffer from credit denial. They acquire an enormous amount of debt, and instead of creating a plan to reduce debt, they ignore the problem. However, your debt will not miraculously… Read More »

Are you plagued by holiday stress year after year? Do you feel as if you are a victim of all of this? Do you believe that you are the ONLY one in your household who is contributing to the success of the holiday? Let me share with you some ideas for making the holidays manageable.… Read More »

All credit cards come in many shapes, colours and sizes. They come in different types and brands with a list of great deals to offer. UK credit cards are not different from these. When you apply for a UK credit card online, there are three easy steps you can follow. First, you can search through… Read More »

No matter where you look, there is always a credit card company that is offering reward programs with their credit cards. New ones pop up all the time, making it sound too good to turn down. Even though they may sound great, you may wonder if the rewards are truly worth it. In some cases,… Read More »

Over the years, credit cards have become very popular. When they were first introduced, they were popular, although these days millions of people use them. There are many types of credit cards available, including those that help people who have bad credit. You should always keep in mind that even though credit cards are great… Read More »

If you’re a person who carries a balance, a credit card offer might be the last thing on your mind right now. The credit card offers, no matter how enticing and convenient they might seem, maybe the most expensive loans made by banks, department stores, and gasoline companies for you. Sometimes, no matter how hard… Read More »

Credit card debt doesn’t shy away from anyone who doesn’t want to shy away from it. It treats everyone equally irrespective of whether the person is a seasoned professional or just a college student. So college student credit card debt isn’t uncommon either. Since the credit limit on college student credit cards is much lower,… Read More »

All across the United States, there are hundreds and hundreds of banks and credit card companies looking for your business. In this day and age, banks and credit card companies compete with each other, trying all they can to get your business. To try and get your business, they offer different credit cards with various… Read More »

Getting Out of Debt, The Smart Credit-Card Plan, the perfect paydown strategy Behavioural economist Meir Statman, recently said “getting out of debt is the financial equivalent of trying to quit smoking.” Just like any bad habit, good intentions alone will not be enough. To ensure success, we need to break our underlying patterns of behaviour.… Read More »

You may see ads on TV, online, or in the newspaper claiming that your bad credit can be quickly and easily fixed. Don’t fall prey to these scam artists. Avoid companies that tell you truthful information can be changed or erased to improve your credit or that only the credit-repair company can remove old or… Read More »