Sometimes debt can seem overwhelming. In those instances, or even before things get that far out of hand, get back to basics and try some of these debt-handling solutions. BASICS – Lower insurance deductibles for your homeowners, renters and vehicles policies where appropriate and save money. Don’t take chances on bouncing checks; instead, get covered… Read More »

Identity thieves take advantage of everyday opportunities to discover your personal information and use it to commit fraud or other crimes. The good news is a victim of identity theft has more options today than ever before. According to the Federal Trade Commission (FTC), there are four important actions you can take to minimize the… Read More »

It’s a question that has stumped wise men (with overdrawn credit limits) for generations. Do I file for bankruptcy, or do I get a debt consolidation loan and spend ten years paying off my debt? The simple answer is if you can do the latter, do it. Sure, bankruptcy means you don’t owe anything to… Read More »

All credit cards come in many shapes, colours and sizes. They come in different types and brands with a list of great deals to offer. UK credit cards are not different from these. When you apply for a UK credit card online, there are three easy steps you can follow. First, you can search through… Read More »

Consolidating your credit card debt is one of the smartest decisions you could ever make. Credit card consolidation is ideal for anyone who is looking to have better credit now, and in the future. Consolidation is very common these days, and it is a sure way to combine your debt and make sure that you… Read More »

Nearly everyone who has a credit card always has the goal of a higher line of credit. A higher credit card limit will enable you to make much higher purchases, normally purchases that you are unable to get with your current line of credit. There are ways that you can get a higher credit limit.… Read More »

Some people like to deal with their credit card debt all by themselves. However, some people do use credit card debt settlement agencies. There can be various reasons for going for a credit card debt settlement agency. Some people use a credit card debt settlement agency because they are not comfortable in dealing with credit… Read More »

It comes as a surprise how credit cards have found their way into our lives (and our wallet). Credit cards have gradually turned into becoming a necessity (rather than a luxury). You can find credit card processing machines in almost all shops today. With the advent of the internet, online credit card processing has become… Read More »

No matter where you look, there is always a credit card company that is offering reward programs with their credit cards. New ones pop up all the time, making it sound too good to turn down. Even though they may sound great, you may wonder if the rewards are truly worth it. In some cases,… Read More »

With the fast pace of our everyday lives, we don’t have time for anything. This is where the combined power of commerce and technology comes in. The capability to apply online for a credit card is one such example. Yes, you can apply online for a credit card. The revolution behind providing you with the… Read More »