If you are overburdened with credit card bills, medical bills, wedding expenses, auto loans, personal loans and many other outstanding payments, it is right to go for debt consolidation. Debt consolidation endeavours to consolidate your multiple debts into a single, easily manageable loan. But remember, it is not just bringing multiple debts under one creditor.… Read More »

Debt Management Plans Debt Management Plans (DMP) are placed one step beyond credit counselling and a stone’s throw short of bankruptcy. If you are too deep into debt and unable to pay them, a credit counselling agency may recommend Debt Management Plans. This is a serious step that should be considered carefully along with better… Read More »

Life is a b*tch but we all know that so might as well stop whining. Or so they say. So you have financial problems. Well, you’re not alone there. Everyone’s got one. Except for Paris Hilton and Nicole Ritchie, maybe. But since we can’t trade places, we’re stuck with our financial worries. You go over… Read More »

Many people in our modern society live from paycheck to paycheck. Most of them do not even see where the money they earn from a month-long work goes a day after the payday. A lot of them are in deep financial trouble and are already on the brink of filing for bankruptcy. Is this what… Read More »

Being credit savvy is the best way to guarantee the best and lowest rates on mortgages, auto loans, and personal loans. Unfortunately, millions of Americans suffer from credit denial. They acquire an enormous amount of debt, and instead of creating a plan to reduce debt, they ignore the problem. However, your debt will not miraculously… Read More »

Sometimes debt can seem overwhelming. In those instances, or even before things get that far out of hand, get back to basics and try some of these debt-handling solutions. BASICS – Lower insurance deductibles for your homeowners, renters and vehicles policies where appropriate and save money. Don’t take chances on bouncing checks; instead, get covered… Read More »

Consolidating your credit card debt is one of the smartest decisions you could ever make. Credit card consolidation is ideal for anyone who is looking to have better credit now, and in the future. Consolidation is very common these days, and it is a sure way to combine your debt and make sure that you… Read More »

Some people like to deal with their credit card debt all by themselves. However, some people do use credit card debt settlement agencies. There can be various reasons for going for a credit card debt settlement agency. Some people use a credit card debt settlement agency because they are not comfortable in dealing with credit… Read More »

How to eliminate credit card debt? – A question that is asked by several individuals around the globe. These are the individuals who somehow (mostly due to uncontrolled spending) landed into the mouth of this monster called ‘Credit card debt’. So what are the ways to eliminate credit card debt? If you are looking to… Read More »

What do teen credit card debt statistics tell us? Well, you don’t need to look into the teen credit card debt statistics to tell what’s going on. The teen credit card debt statistics would probably look very similar to any other. I think I read somewhere about teen credit card debt statistics and those teen… Read More »