Finding the right debt reduction program begins by asking yourself some key questions. Once you have identified your situation and goals, you can pick the program with the best results. Ask Yourself Some Questions What kind of debt are you dealing with – mortgage or credit cards? How manageable are your monthly payments? How soon… Read More »

If you are overburdened with credit card bills, medical bills, wedding expenses, auto loans, personal loans and many other outstanding payments, it is right to go for debt consolidation. Debt consolidation endeavours to consolidate your multiple debts into a single, easily manageable loan. But remember, it is not just bringing multiple debts under one creditor.… Read More »

No matter where you look, there is always a credit card company that is offering reward programs with their credit cards. New ones pop up all the time, making it sound too good to turn down. Even though they may sound great, you may wonder if the rewards are truly worth it. In some cases,… Read More »

Getting Out of Debt, The Smart Credit-Card Plan, the perfect paydown strategy Behavioural economist Meir Statman, recently said “getting out of debt is the financial equivalent of trying to quit smoking.” Just like any bad habit, good intentions alone will not be enough. To ensure success, we need to break our underlying patterns of behaviour.… Read More »