If you owe money and have a below-average credit score you may find it difficult to get a mortgage loan. Given these facts, you may find interest in asking a qualified real estate agent to help you find a home. These agents have a database full of houses that stream from land contracts, bad credit… Read More »

Finding the right debt reduction program begins by asking yourself some key questions. Once you have identified your situation and goals, you can pick the program with the best results. Ask Yourself Some Questions What kind of debt are you dealing with – mortgage or credit cards? How manageable are your monthly payments? How soon… Read More »

There are several types of help available for unsecured debt consolidation. You can choose to take out a debt consolidation loan to lower your rates and payments. You may also choose to use a debt consolidation program, letting a third party deal with your creditors. And finally, you can turn to a credit counsellor to… Read More »

While the average American household has acquired approximately $8,000 in consumer debt, many people have achieved the dream of living debt free. Reducing and eliminating your debt does not happen overnight. However, if you outline a realistic plan for reducing debt, you can become debt free in a few years. Establish a Plan for Reducing… Read More »

Good education costs a lot of money, and by the time you finish, you could be thousands in debt, and that is before earning any money. Students today are raking up an expensive debt bill. So, you have gone into higher education. You now face a lot of debt. First, you may get a loan,… Read More »

If you are overburdened with credit card bills, medical bills, wedding expenses, auto loans, personal loans and many other outstanding payments, it is right to go for debt consolidation. Debt consolidation endeavours to consolidate your multiple debts into a single, easily manageable loan. But remember, it is not just bringing multiple debts under one creditor.… Read More »

Credit card debt consolidation is regarded as the first step towards getting rid of credit card debt. A credit card debt consolidation loan is one of the ways of consolidating credit card debt. Besides, a credit card debt consolidation loan, you can also go for a balance transfer to another credit card. In fact, due… Read More »